Open
Road
Asset Qual
Beyond
Their Wealth Is Their Qualifier
Your affluent clients built their wealth over decades. Now let that wealth build their future. Our Asset Qualification solution transforms liquid assets into mortgage qualification, no monthly income needed. With asset depletion built for how real wealth is actually structured, we’re helping retirees, investors, and high-net-worth individuals move beyond traditional income requirements.
Key features:
- $3 Million Loan Amounts
- 660 Minimum FICO
- Up to 80% LTV
- 60-Month Asset Qualification – Borrower’s Documented Reserves are at Least 110% of the Original Principal Balance of the Loan, Plus Applicable Reserves
- Primary Occupancy Only
- Max DTI 50%
- Max 6 Loans or Aggregate Principal Amount of $5 Million, Whichever Comes First
Any Supplemental Income Required for Qualifying is Documented Per Open Road Full Doc Program.

