Bank Statement

Overland – Open Road Elevated

Self-Employed? Dream Bigger

Your top-performing clients deserve financing that matches their success. Our Overland Solution delivers loans up to $5.0 million using 12–24 months of bank statements — business, personal, or both — to reveal real cash flow conventional lenders miss. With interest-only options, seasoned cash reserves, and flexible occupancy for primary, second, or investment homes, we help entrepreneurs move fast on opportunities they’ve earned.

Key features:

  • $5.0 Million Loan Amounts
  • 720 Minimum FICO
  • Primary, Second Home, & Investment Occupancy Types OK
  • Up to 65% LTV
  • Cash Out Used As Reserves OK w/ 18 Mths of Own Funds
  • Interest Only on 30 Year Term Only
  • Max DTI 43%
  • 12- or 24-Months Bank Statements – Business, Personal, or Both OK
  • First Time Homebuyer Not Permitted
  • Max 6 Loans or Aggregate Principal Amount of $5 Million, Whichever Comes First

12- or 24-months documentation options for the Bank Statement program using business bank statement, personal bank statements (for borrowers with separate business accounts).

Asset Qual

Elevated

DSCR

Elevated

Bank
Statement

Elevated

Full Doc

Elevated

Testimonials

“I wanted to let you all know that you have been amazing to work with on this file. It gives me hope for the future of this industry. Every person…has been a pleasure to work with.”

Michelle T. — Pasadena, CA

“Thank you very much for teaching me all the nuances of bank statement loans. I thought I already knew most everything about it, but you helped me to better understand some important concepts of bank statement loans. I appreciate your help!”

Livia A. — Richmond, VA

“I wanted to take a moment as the loan officer and thank you for all your help and support thus far. You have been great… We were recently approved with a new non-QM lender named Logan Finance. I locked a 6-unit multi family… Moreover the AE is amazing. I can’t say enough great things about her work so far. Top notch…I recommend you give them a try.”

Christian D. — Chula Vista, CA

“Jake and I were on the DSCR webinar this morning with Paul Jones. Honestly, that was probably one of the best and most organized lender webinars I have ever been on. So far, between my conversation with you last Friday, speaking with Ben today, and the webinar with Paul, I can clearly see that Logan is truly dedicated to making business partners successful. And you guys seem to actually want business from us. As I told you Friday, that is NOT the case with a lot of the Banks right now.”

Kevin M. — Temecula, CA

“You…are truly awesome. Any time I needed help, one of you jumped in. We got to the finish line together and that makes all the difference to me. On to the next deal!”

Stefany P. — New York