Full Doc
Roam – Open Road Elevated
Big Dreams Deserve A Bigger Runway
When your clients think bigger, you need a lending partner built for scale. Our Full Doc Solution now supports loan amounts up to $5.0 million, designed for strong-credit borrowers ready to secure primary, second, or investment properties. With flexible occupancy options, interest-only availability, and smart reserve solutions – even allowing cash-out to count with 18 months of seasoned funds – we help qualified buyers move confidently on opportunities that demand more.
Key features:
- $5.0 Million Loan Amounts
- 720 Minimum FICO
- Primary, Second Home, & Investment Occupancy Types OK
- Up to 65% LTV
- Max DTI 43%
- Cash Out Used As Reserves OK w/ 18 Mths of Own Funds
- Interest Only on 30 Year Term Only
- First Time Homebuyer Not Permitted
- Max 6 Loans or Aggregate Principal Amount of $5 Million, Whichever Comes First
Projected Income is acceptable for qualifying purposes for a consumer scheduled to start a new job within 60 days of the loan closing.


