Full Doc

Roam – Open Road Elevated

Big Dreams Deserve A Bigger Runway

When your clients think bigger, you need a lending partner built for scale. Our Full Doc Solution now supports loan amounts up to $5.0 million, designed for strong-credit borrowers ready to secure primary, second, or investment properties. With flexible occupancy options, interest-only availability, and smart reserve solutions – even allowing cash-out to count with 18 months of seasoned funds – we help qualified buyers move confidently on opportunities that demand more.

Key features:

  • $5.0 Million Loan Amounts
  • 720 Minimum FICO
  • Primary, Second Home, & Investment Occupancy Types OK
  • Up to 65% LTV
  • Max DTI 43%
  • Cash Out Used As Reserves OK w/ 18 Mths of Own Funds
  • Interest Only on 30 Year Term Only
  • First Time Homebuyer Not Permitted
  • Max 6 Loans or Aggregate Principal Amount of $5 Million, Whichever Comes First

Projected Income is acceptable for qualifying purposes for a consumer scheduled to start a new job within 60 days of the loan closing.

Asset Qual

Elevated

DSCR

Elevated

Bank
Statement

Elevated

Full Doc

Elevated

Testimonials